With the help of our investors, SBM Mortgage is proud to offer a wide range of products to help you buy that next home or refinance your existing mortgage. Call today to learn how we can help!


Jumbo Loans

• 90% LTV/CLTV up to $800,000

• 45% debt to income (50% on fixed rate refinances)

• No rate adjustment to $1,000,000

• Purchase & refinance(no cash in hand over 80% ltv,payoff 20K in non-mortgage debt)

• ARMS & fixed terms

• Second homes to 80%

• SFR, duplex, townhome OK to $1 Million

  Condo, 2-flat, row home to $700K

• 1st/2nd combos available

Super Jumbo Loans

• $1.5M to 70% LTV/80% CLTV

• Purchase or rate & term refinance only

• ARMS & fixed terms available

• Maximum housing ratio 35% & 45% total DTI

• Purchase or rate and term refinance

Interest Only

• Up to 80% LTV

• Loan amounts up to $900,000

• Purchase,rate and term refinance & debt consolidation

• Maximum qualifying debt to income is 45%

• 680 mid score for primary, 650 secondary

• $150,000 per year minimum income needed to qualify